Old Money Summer Outfits: A County Club Chic Aesthetic

What types of Clothing Fit Old Money Summer Outfits?

As soon as the weather starts to warm up, the old money summer outfit adapts with a sense of ease and refinement. It is an understated elegance that prioritizes quality over quantity, tradition over trends, and natural grace over loud displays of wealth.

Old money summer style or what sime people call “Country Club Chic”, based on the idea of “buy less, but better,” transitions effortlessly into summer outfits with timeless pieces that exude sophistication and beauty. Think simpler.

The Foundation of Old Money Summer Outfits

Old money wardrobes are characterized by their reliance on high-quality, breathable fabricsn (this is mostly because natural fibers are chosen over synthetic), neutral color palettes, and impeccable tailoring (this is the most important tip right here!).

If I had to break it down on what defines this aesthetic during the summer months, it would be:

1. Fabrics That Breathe

Summer requires attire that not only looks impeccable but feels comfortable in warm weather. Old money style really is partial to natural fabrics that are both breathable and luxurious. There is really something special about natural fibers. You can tell the difference when you wear them.

• Linen: The most classic summer fabric, linen suits, trousers, and shirts strike the perfect balance between casual and elegant. A cream linen blazer worn over a light blue button-down epitomizes effortless refinement. And you don’t have to be worried about the wrinkles!
• Cotton: Think crisp white Oxford shirts, cotton pique polo shirts, and casual chinos. These staples are versatile enough for both a garden party and a leisurely day on a yacht or only to hang around your home.
• Silk: Scarves, neckties, and lightweight silk blouses often make an appearance, adding a subtle touch of indulgence without ostentation. The only thing I don’t like about silk is that your sweat really shows.

Synthetic fabrics, while functional and can look decent, rarely make the cut; they lack the timeless quality and natural elegance that defines old money style.

Even the way the clothes fall on your body, synthetic fabrics don’t look as good. Plus, they don’t last as long.

2. A Muted and Elegant Palette

Old money summer fashion gravitates toward timeless, neutral shades that quietly announce sophistication without making a loud statement:

• Shades of white, beige, cream, and navy dominate the wardrobe, offering an air of refinement. Neutrals can be so flattering!
• Pastels, particularly pale blue, soft pink, and mint green, add a touch of softness appropriate for summer. With pastels (which are absolutely perfect for summer), be mindful of which ones really accentuate your beauty! And not to mention, it’s so feminine!
• Subtle stripe and check patterns occasionally appear, but bold prints and loud patterns are avoided as they clash with the understated aesthetic. Remember, strong patterns can take away from you, so choose wisely! Personally, I stick to only one pattern on one article per outfit!

A white linen dress paired with tan leather sandals and a straw hat embodies this palette effortlessly, channeling timeless summer luxury. So beautiful!

3. Impeccable Tailoring and Modest Silhouettes

The old money wardrobe relies on pieces that are tailored to perfection. Summer silhouettes offer a relaxed yet structured elegance:

Dresses and skirts fall gracefully just above or below the knee, often featuring subtle pleats or A-line cuts. Puff-sleeved blouses tucked into high-waisted linen trousers exude grace appropriate for any setting.

While the individual items may appear simple, the focus on tailoring ensures a polished presentation.

Think pants, for myself I have to be very careful of where it cuts on my calves. If it goes too high, it makes my calves look wider. If I cover my ankle, it makes my legs look shorter. Having the perfect fitting clothes really makes all the difference.

Accessories That Elevate Summer Dressing

Accessories in old money style are minimal yet intentional, emphasizing quality and functionality. Each piece is carefully chosen to complement the overall look rather than steal the spotlight (so important!).

Remember here, LESS is MORE!

• Footwear:
  • Leather loafers, espadrilles, and classic white sneakers blend tradition with practicality.
  • Open-toed sandals with a minimalist design are a summer staple for women. But don’t forget to make sure your feet are nicely manicured!
• Hats:
  • Panama hats or wide-brim straw hats are not merely stylish but also functional, shielding against the summer sun. Honestly, I adore my wide(ish) brim hat. Pair it with sunglasses and I feel so mysterious yet beautiful! Even if I’m having a bad hair day!
• Jewelry:
  • Subtle gold or pearl earrings, dainty bracelets, and understated watches complete the ensemble without overpowering it.
  • In the summer, you can mostly avoid jewelry. I usually opt out to wearing much because it’s just too hot!
• Eyewear:
  • Aviator or tortoiseshell sunglasses serve as fashionable yet low-key shields from the sun. Never, ever estimate the power of a beautiful pair of sunglasses!

Bags and belts feature high-quality leather, often in neutral tones like tan or navy, and lack loud logos or flashy embellishments.

Lifestyle-Inspired Functionality

Old money summer wardrobes always prioritize garments that suit a leisurely pace of life steeped in tradition:

• For the Yacht: Navy chinos, boat shoes, and a Breton striped tee nod to nautical elegance. A cashmere sweater or shawl is brought along for cooler evenings at sea. If we could ever be so lucky!
• For the Outdoor Evening Party: You might opt for a crisp cotton tea dress paired with nude flats. Don’t forget a beautiful shawl either because the nights can get cool!
• For the Tennis Club: Retro-inspired tennis dresses or crisp white polos paired with pleated shorts reflect a lifestyle steeped in tradition. Remember to have nice white socks!

Incorporating Old Money Style Into Your Wardrobe

Adopting the old money summer aesthetic doesn’t require a trust fund or a family estate (thankfully!). Instead, it’s about curating your wardrobe with intention, focusing on a few high-quality pieces that align with key principles:

• Invest in classic, breathable pieces that will last for many summers to come, like a tailored white linen blouse or a well-fitted pair of chinos. Usually, you’re steering away from fast fashion stores.
• Opt for neutral tones and simple designs to build a cohesive wardrobe that always looks polished. Plus, they will match with everything you have!
• Prioritize natural fabrics and impeccable tailoring over trends. Think tortoise frm tortoise and the hare.

Old Money Summer Outfits: White Pants

A beautiful pair of white pants, or even cream color, is a must-have in your elegant wardrobe, even if you’re like me and might be prone to spilling something on your pants. It’s safe to say that I choose the worst food to drinks to consume when I’m wearing them! But regardless of those mishaps, they are a great addition!

Regardless, it is something that you will absolutely love.

Old Money summer style is about a subtle elegance and when you pair your white jeans with a classic shirt, it really is a powerful statement.

It’s classic without looking like you’re trying too hard!

I believe that every woman needs to have a pair of these slacks! They are so flattering and comfortable that you can wear them all summer long! They can be paired with a blazer, exactly how she styled it, or just a regular shirt. It really is the perfect effortless summer pants.

Her outfit really fit Old Money summer style because you really notice her beauty, not her wardrobe. It’s simple but elegant.

Elegant Florals

Florals are always popular during the summer. When they are delicate flowers, they can be worn elegantly. They are very playful and cute, and ever woman should have at least one floral pattern in her wardrobe!

Old Money Summer Outfits: Stripes

I adore stripes.

I realize that some people either love them or hate them. They are such a classic pattern, but it doesn’t mean that they flatter everyone’s body type.

If you want to draw attention away from a part of your body, I would suggest to try to find very thin stripes.

It doesnt have to be the nautical stripes, there are different colors or even different angles. You will often see old money summer outfits with stripes!

If you are going to choose to wear stripes, I would steer clear of wearing any other patterns because then it could become a little too much and Old Money style is very much about the subtly.

I love how in this picture the skirt has such a thin and delicate stripe pattern that you barely notice it. But it adds just the little bit of detail that is so elegant.

I love that even with her stripes and black pants, she choose a very neutral purse. It really helps to keep it very elegant.

You can really see her elegance and beauty. If she would have replaced her jacket with a loud print, you wouldn’t even notice her. Just her outfit.

Old Money Summer Outfits: Skirts

Skirts are my best friend in the summer. They are more refined then shorts but add the touch of femininity that you might be looking for. The best part of skirts is that with the right additions, they can be dressed up or down which helps you transition from day to night effortlessly.

This look is such a classic and casual look. It works for day and night. She looks so effortless but very elegant. Old Money style at its finest. No labels, no logos, just her beauty.

Old Money Summer Outfits: Demin

Jeans are always the perfect addition to your wardrobe. Stay away from the frayed and frumpy ones. But a perfectly tailored (there’s that word again!) is exactly what you’re looking for. Take your time to find the ones that suit you at whatever point of live you are in. Think jeans you wore in your 20s, might not be the most flattering in your 40s.

Look at yourself in the mirror, and be critical. This will be your safest bet to make sure you look great!

If you’re going for a more relaxed look. Something where you can be very casual, then these loose pair of jeans paired with a nice blazer can be very effortless.

Old Money Summer Dresses

Nothing says summer like a beautiful and comfortable summer dress. It’s chic but can also be casual enough for every day wear. If the dress isn’t too tight all over, it’s very flattering for the day time.

A perfect example of the ideal summer quiet luxury dress. It looks relaxed but effortless and accentuates all her best features. When looking for a summer dress, find what you love about yourself and focus on that. The long sleeves bring you eye to her dainty wrists and the fabric gathering in at her waist makes it appear smaller but not rigid.

When I think of Old Money summer dresses, this is one that always comes to mind. The crisp white fabric falls beautifully on her frame and the collar adds a touch of sophistication.

The addition of the neutral shoe really helps to elongate her legs.

Old Money Summer Outfits: Subtle Accessories

One of the main differences between old money style and what most people call “noveau riche” or new rich, is how they accessorize.

With quiet luxury, there is a notion of, again, “less is more”. But also the idea is that they don’t need to flaunt their money because they have nothing to prove.

Wearing one good quality watch with a set of understated gold or pearl earrings is all that is needed. It may be tempting to put on all your good jewelry and finish it off with a brand name bag, but it is too much.

From what I’ve noticed, just choose one. And if it has labels, especially loud labels, don’t buy it. You are not a walking billboard.

I love the little splash of color here! It’s so subtle but elegant at the same time.

Same with this more neutral belt. And the belt, seeing as it is a little wider really helps to draw your attention to her tiny waist.

A understated watch is a great addition to your Old Money summer outfits. There are so many to choose from, that you will find one to match your style!

These shoes are a good idea of what old money style is. Understated, elegant, practical and looks clean.

Summer time gives you a bit of flexibility when it comes to purses. This wicker purse is so cute, so casual and effortless but also very practical. Have fun with purses in the warmer months.

More Looks for Old Money Summer Aesthetic

How to Dress Up Like Old Money and be Country Club Chic this Summer

The allure of the old money aesthetic lies in its quiet elegance, timeless sophistication, and refusal to depend on fleeting trends or overt displays of wealth. It’s a style deeply rooted in tradition, valuing quality, craftsmanship, and understated refinement. Dressing like old money isn’t about wearing designer labels; it’s about exuding an air of effortlessness and class through carefully curated yet subdued choices.

If you want to embody the old money summer look, focus on building a wardrobe and presence that speaks to these principles. Here’s how to do it.

The Foundations of Old Money Dressing

1. Invest in Timeless Wardrobe Essentials

Old money style prioritizes classic pieces that never go out of fashion. The goal is to build a collection of versatile staples that can be paired effortlessly for any occasion.

• Tailored Dresses and Skirts: A-line dresses, pencil skirts, or midi skirts in neutral tones like navy, beige, or cream are must-haves.
• Blouses and Sweaters: Silk blouses, cashmere sweaters, and crisp cotton button-downs add an air of refined femininity.
• Outerwear: A structured trench coat in beige, a classic pea coat, or a tailored blazer reinforces the polished aesthetic.

2. Prioritize Quality Materials

The old money look relies on premium fabrics that age beautifully and feel luxurious. Look for natural fibers rather than synthetic blends:

• Wool for blazers, trousers, and coats (but in the summer, it might be a bit much)
• Linen for summer attire like dresses, suits, and blouses, providing a light and breathable option.
• Cashmere and Merino Wool for knitwear that blends comfort and sophistication. Absolutely perfect for evenings.
• Silk for accessories, blouses, or slips that add a touch of understated glamour. Think of scarves, which you can stylishly wrap on your purse during the day and then drape over your shoulders at night!

Avoid fast-fashion fabrics like polyester and rayon and focus on investing in fewer, better-quality pieces.

3. Choose a Neutral, Muted Palette

Old money style avoids bold patterns and trendy colors in favor of a restrained, classic color palette. Think of tones that are versatile and timeless:

• Primary neutrals like white, beige, grey, and navy.
• Soft hues like pastel blue, blush pink, and sage green.
• Occasional deeper colors like burgundy, hunter green, or camel.

Keep patterns subtle, such as pinstripes, micro-checks, or herringbone, and avoid anything that feels loud or overly trendy.

4. Again, I need to Mention Tailoring

Fit is everything in achieving the old money aesthetic. Clothes that don’t fit perfectly detract from the polished image, no matter how expensive. Ensure your wardrobe staples are tailored to fit you properly:

• Jackets and blazers should skim your shoulders perfectly.
• Trousers should fall gracefully without pooling at the ankles.
• Dresses and skirts should flatter your figure without being overly tight or revealing.

Tailoring garments you already own is often a small investment that transforms your entire look.

Styling Principles

1. Subtle Elegance

The hallmark of old money styling is subtlety. Avoid flashy logos, excessive embellishments, and anything that draws too much attention. Instead, focus on the quiet confidence that comes from impeccably chosen, high-quality pieces.

For instance:

• Replace statement handbags with a structured leather tote in a neutral color.
• Swap overly colorful sneakers for clean, minimalist loafers or ballet flats.

2. Accessories that Speak of Quality

Accessories should enhance your look without becoming the focal point. Focus on functionality and craftsmanship:

• Jewelry: Stick to delicate gold pieces, string pearls, or a classic watch. Avoid oversized or overly trendy styles.
• Bags: Opt for structured handbags in leather or canvas. Tote bags for casual outings and clasp clutch bags for more formal occasions are great staples.
• Shoes: Invest in timeless options like leather loafers, Oxford shoes, or understated heels.
• Hats and Eyewear: Panama hats, cashmere scarves, or tortoiseshell sunglasses convey thoughtfulness and sophistication.

3. Minimalist Grooming

Good grooming is as essential as the clothes themselves. Keep your grooming routine simple and elegant:

• Opt for natural makeup with soft pink tones, and keep your nails short and polished in neutral shades like nude or pale pink.
• Fragrance should be subtle and sophisticated, with classic, fresh scents. In the summer months, you will want to make sure your scent isn’t too heavy.

How to Incorporate the Old Money Look Into Your Wardrobe

Adopting old money style is about quality, not quantity. You don’t need to completely overhaul your wardrobe overnight; instead, transition gradually by curating pieces that align with this timeless aesthetic.

1. Start with Neutrals:
   Begin by adding neutral basics like a white cotton shirt, a navy blazer, or a beige trench coat.
2. Focus on Investment Pieces:
   Save for quality over quantity. A single cashmere sweater or leather handbag will last for years and elevate your entire wardrobe.
3. Tailor What You Have:
   Update your current pieces by enlisting a tailor to ensure a perfect fit.
4. Master Occasion Dressing:
   Always consider your setting. For instance, pair linen trousers with loafers for casual settings or add a silk scarf and blazer for a formal event.
5. Cultivate a Lifestyle of Simplicity:
   The old money aesthetic extends beyond clothes. Surrounding yourself with classic pieces and practicing refined habits will help sustain this elegant lifestyle.

What Are Old Money Colors?

Old money colors are not just hues; they are a palette that resonates with heritage, discretion, and timeless sophistication. These are shades that quietly whisper wealth rather than boldly announce it, reflecting a lifestyle rooted in restraint, tradition, and impeccable taste. The old money aesthetic steers clear of flashy or overly trendy tones, favoring a refined selection of colors that have stood the test of time.

If you’re looking to embody the old money aesthetic, understanding this color scheme is a vital first step. Below, we’ll explore the signature shades associated with old money style, how these colors are used in clothing, accessories, and home decor, and how you can introduce them into your own life with ease.

The Signature Palette of Old Money

1. Neutral Colors

Neutral tones are the foundation of the old money aesthetic. They provide a versatile, understated canvas and exude quiet sophistication:

• White: Symbolizing purity and simplicity, white is a staple in any old money wardrobe. Crisp white button-down shirts, linen trousers, and cotton dresses are quintessential pieces that offer timeless elegance.
• Beige and Camel: Warm tones like beige and camel are associated with classic luxury. Think cashmere sweaters, tailored coats, or leather accessories in these hues.
• Grey: A soft gray is ideal for suits, knitwear, and interiors as it conveys a sense of calm and intellect without being overpowering.
• Navy Blue: Navy straddles the line between formality and casual refinement. Navy blazers, trousers, or even wool coats embody tradition and elegance that work in nearly any setting.

These neutrals are favored for their ability to mix seamlessly with other subtle tones, creating an effortlessly polished look. I can’t stress this enough, for old money summer outfits, you will want to have more neutrals!

2. Earthy Tones

The old money aesthetic draws inspiration from nature, often incorporating earthy colors that signify stability and timelessness:

• Olive Green: A nod to the traditional pursuits of the old money elite, such as country estates, equestrian events, and outdoor leisure. Olive green jackets or chinos feel refined yet grounded.
• Brown: Rich, chocolate-toned leather shoes, belts, and bags are a hallmark of understated wealth. Lighter browns in tweed blazers or loafers pair effortlessly with other shades.
• Muted Taupe: Understated and elegant, taupe is a versatile color for trench coats, scarves, or suiting options.

These tones align with the grounded, discreet nature of the old money lifestyle, avoiding anything overly bold or ostentatious. They even work in the summer too!

3. Soft Pastels

While bold colors are often avoided, soft pastels occasionally find their way into old money wardrobes, particularly for seasonal dressing:

• Powder Blue: A classic pastel that’s as graceful for women’s silk blouses as it is for men’s dress shirts. This hue adds a subtle pop of color without feeling too loud.
• Blush Pink: Used sparingly, blush pink showcases a refined femininity, especially in summer dresses or lightweight sweaters.
• Sage Green: A muted alternative to brighter greens, sage is a fresh yet restrained option for blouses, tailored trousers, or even wall paint in old money interiors.

These soft hues complement other neutral tones, adding a touch of charm without sacrificing the minimalist spirit of the old money look.

4. Classic Dark Tones

Deeper, richer shades add depth and formality to the old money palette:

• Burgundy: Elegant and luxurious, burgundy is perfect for velvet blazers, leather goods, or eveningwear. It speaks of tradition and refinement.
• Hunter Green: Another nod to outdoor pursuits, this rich shade is seen in coats, scarves, and even vintage interiors.
• Charcoal: A darker, moodier gray that’s a staple in formalwear, including tailored suits or evening coats.

These darker tones are used sparingly, often reserved for more formal settings, but they provide the gravitas and timeless appeal synonymous with old money elegance.

Where Old Money Colors Shine

1. Clothing and Accessories

Old money colors are most prominently showcased in clothing, where they define a person’s understated yet polished look:

• Women’s closets are filled with camel trench coats, pastel dresses, and cream-colored silk blouses accented with pearls or gold jewelry.
• Accessories like tan leather handbags, tortoiseshell sunglasses, and neutral scarves elevate understated outfits.

2. Home Decor

Beyond clothing, the old money color palette extends to interiors, creating spaces that feel classic and inviting:

• Walls in soft white, taupe, or sage green exude timelessness.
• Deep hues like burgundy or hunter green are often used in libraries, study rooms, or vintage-inspired furniture.
• Neutral upholstery in beige or cream, accented with dark wood furniture, perfectly captures the understated elegance of old money homes.

3. Art and Lifestyle

Even in the art and everyday accessories chosen by old money connoisseurs, these shades prevail. Artwork often features muted landscapes or simple, tasteful portraits, while stationery, books, and even accessories like umbrellas follow these timeless hues.

How to Incorporate Old Money Colors Into Your Lifestyle

Want to bring this coveted palette into your own life? Here’s how to do it effortlessly:

1. Start with Neutrals:
   Build your wardrobe around essential neutrals like white, beige, and navy. A well-fitted navy blazer or a pair of tailored beige trousers will serve as a versatile foundation.
2. Add Earthy Accents:
   Incorporate earthy hues in accessories or casual wear, such as olive chinos or a tan leather belt.
3. Experiment with Pastels:
   Introduce powder blue or blush pink through seasonal pieces like summer dresses or lightweight button-down shirts. This is the goal for your old money summer outfits.
4. Choose Quality Fabrics:
   Opt for cashmere knits, wool tailoring, and high-thread-count cotton to ensure these colors look rich and luxurious.
5. Extend to Your Home:
   Refresh your living space with old money tones. Consider soft white walls complemented by dark leather furniture or sage green decor for an elevated aesthetic.
6. Keep It Simple:
   Avoid overcomplicating outfits or spaces. Stick to a few colors at a time to maintain cohesion and sophistication.